Entrepreneurial Failure Will No Longer Enjoy Support.
City Commerce and Industry Bureau Nie Gang, director of micro enterprise, introduced Hu Yin. enterprise In the future, if we face financial difficulties, we can get financing in two ways. The first is small secured loans. This kind of loan needs the enterprise to provide the mortgage, then the bank gives the loan according to the mortgage value, the highest can borrow millions of yuan. The interest generated by the loan will be fully paid by the government. subsidy 。
Nie Gang, director of the micro enterprise office of the Municipal Industrial and commercial bureau, said that if Hu Yin's business faced financial difficulties in the future, it could also get financing in two ways.
The first is small secured loans.
This kind of loan needs the enterprise to provide the mortgage, then the bank gives the loan according to the mortgage value, the highest can borrow millions of yuan.
The interest generated by the loan will be fully subsidized by the government.
The second is the micro enterprise guaranteed loan. All micro enterprises can apply for it. The Three Gorges Guarantee Corporation will provide free guarantee without any collateral, and the loan amount will not exceed 50% of the registered capital of the enterprise.
The two loans are short-term loans, and the applicant should be returned within 1-2 years.
The interest generated during this period will be fully subsidized by the government, but it is necessary for the enterprise to advance the payment first, and then return it to the social security and finance after repayment of the loan.
"Micro enterprises are very easy to apply for registration and financing."
Nie Gang said.
But at the same time, he also pointed out that, according to the regulations, the support policy of micro enterprises can only enjoy one business object once again, and no longer enjoy the support after starting a business failure.
At the same time, in order to ensure that the support funds of micro enterprises are not cheated, entrepreneurs must sign agreements and undertaking with banks and business departments to ensure the safety of funds.
Banks will freeze their capital accounts once they find that they have fled funds or defrauded funds.
For those who withhold funds or defraud funds, the business sector will include them in the black list.
In the future, people on the blacklist will not be able to borrow money from banks. Even if they want to start a business, they will be rejected by the business sector.
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